Deposit Rates
- Effective
February 10, 2020
|
|
|
Account
Type |
Rate |
APY* |
Savings |
0.05%
|
0.05%
|
 |
Money Market
|
|
|
$0 - $4,999 |
0.05%
|
0.05%
|
$5,000 - $14,999 |
0.10%
|
0.10%
|
$15,000 - $29,999 |
0.15%
|
0.15%
|
$30,000 - $49,999 |
0.20%
|
0.20%
|
$50,000 & Over |
0.20%
|
0.20%
|
 |
Checks Plus |
0.05%
|
|
Liberty Gold |
0.10%
|
0.10%
|
 |
6
Month Certificate |
|
|
$5,000 - $24,999 |
0.10%
|
0.10%
|
$25,000 & Over |
0.15%
|
0.15%
|
12
Month Certificate |
|
|
$0 - $24,999 |
0.15%
|
0.15%
|
$25,000 & Over |
0.20%
|
0.20%
|
18
Month Certificate |
|
|
$0 - $24,999 |
0.20%
|
0.20%
|
$25,000 & Over |
0.25%
|
0.25%
|
24
Month Certificate |
|
|
$0 - $24,999 |
0.25%
|
0.25%
|
$25,000 & Over |
0.30%
|
0.30%
|
Savings Accounts
With traditionally higher than market dividend rates paid
on deposit accounts at the McKenzie Valley Federal Credit
Union coupled with the ease of electronic deposits or payroll
deductions, watch your savings grow.
Money Markets- Are you looking for higher
earnings but want to avoid long-term commitment? Our
money market accounts earn interest monthly, and you don't
have to worry about a maturity date. Money Market Accounts
yield higher returns on deposits than other savings accounts.
Unlike some accounts you may see advertised (where your investment
is not insured), your deposit at McKenzie Valley FCU is federally
insured to at least $250,000 by the National Credit Union
Administration.
Share Certificates
With only $5,000, members can access the six and twelve month
share certificates with above average yields that are amongst
the highest around. All of our share certificates also
have the feature of a “Bump” rate. One time
during the term of the share certificate, if our published
rates are greater than your current rate, give us a call
and we will “Bump” your rate to the higher
rate.
Checking Accounts
The McKenzie Valley Federal Credit Union offers five types
of checking accounts. Whether you need a low or high activity
account, or want a higher dividend rate, we have an account
that will fit your needs.
VISA Check/ATM Card
With the convenience of a VISA Check/ATM card, you can access
your money in your checking 24-hours a day at thousands
of ATMs and millions of merchants worldwide. There is no
charge for purchases or point-of-sale transactions and
your first four ATM withdrawals per month are free. Click
Here To Apply For A VISA Check/ATM Card»
Federal Insurance
The money on deposit at the McKenzie Valley Federal Credit
Union is insured by the National Credit Union Administration
(NCUA) for up to $250,000 per member through the National
Credit Union Share Insurance Fund (NCUSIF). The NCUA is
a federal agency that has oversight of all federally insured
credit unions in the United States.

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