Personal Loans

A personal loan is an option to borrow money, usually without collateral, and repay it in fixed monthly payments. At McKenzie Valley Federal Credit Union, we provide you with favorable rates and quality service.

Why take a personal loan?

You might want to get a personal loan when you have upcoming personal expenses, such as:

  • Redecorating your house or apartment
  • Planning your dream vacation
  • Pay for tuition
  • Consolidate other debts
  • Organizing a family event
  • Paying for medical bills
  • Purchasing home appliances or personal items
  • Covering for unexpected repair services

Our advantages

Applying for a personal loan with us, you get:

  • The option to submit the loan application online
  • APR as low as 10.75%
  • Fast loan decisions
  • Convenient payments
  • Payroll deduction option
  • Terms up to 60 months

Our payroll deduction option is a popular choice with our members. With your prior approval, your employer regularly sends a part of your income directly to us. You will not miss a payment, and you can see the details on your pay stub.

We now offer online services you can access from anywhere to save time. You can apply for a loan with us online or schedule your monthly payments.

Contact us to learn about personal loans or check our other loan services.